Yes, you can get a Chase credit card with fair credit. At the moment, though, there is only one available, the Chase Freedom® Student credit card. This card offers 1% Cash Back on all purchases and has a $0 annual fee. The Freedom Student accepts people with limited credit, too. Having said that, you need to be a student to be eligible for this card.
If you are not loyal to Chase, though, you can check out our editors’ latest picks for the best credit cards for fair credit to weigh your options. There are several available to non-students, like the Capital One QuicksilverOne Cash Rewards Credit Card. This card offers 1.5 - 5% cash back, depending on the type of purchase. Plus, the card has a $39 annual fee.
Using a credit card for fair credit responsibly can help you build a good or excellent credit score. That will allow you to qualify for cards with more competitive rewards, interest rates, fees and benefits.
This answer was first published on 04/02/21 and it was last updated on 01/08/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
