The Target Mastercard credit limit is usually around $6,000 to start, according to forum posts, and some cardholders report limits as high as $8,000. The issuer does not include any specific credit limit information in the card’s terms, though.
For the most part, Target Mastercard credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Target Mastercard credit limit that you start with isn’t necessarily your credit line forever. You may get a Target Mastercard credit limit increase if the issuer decides to review your account and they grant you an increase automatically. At the moment, you cannot request a Target Mastercard credit limit increase directly, as the issuer does not offer this option.
This answer was first published on 12/13/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
