Travelling with Chase (2024)

FAQs

Do I need to let my bank know I'm traveling Chase? ›

There's no need to tell us you'll be travelling, but we do recommend allowing location sharing in the app. You'll also need to check that payments abroad are switched on in the app.

10x on hotels through Chase Travel

Earn 10x total points on hotels (excluding The Edit) and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually.

Notifying your credit card company about your travel plans used to be an important thing to do before a trip. With Chase, that's no longer the case. You don't need to set up a Chase travel alert before you go anywhere, even when traveling abroad.

You can use your Chase debit card internationally while minimizing international fees with a few strategies to help you save money during your travels. Opt for local currency: When making purchases abroad, it's a good idea to pay in the local currency instead of U.S. dollars if that option is available.

Contact your bank before you leave, call your bank to let them know that you'll be traveling. They'll usually ask for your destination, the dates of your trip, and the type of card you'll be using. Be sure to provide them with the dates of your trip and the countries you'll be visiting.

Accessing the Chase Travel portal

To access the portal, go to the booking platform at www.chasetravel.com or login to your Chase Ultimate Rewards account and go to your Chase credit card's main dashboard. Next, click on the “Earn/Use” button where the number of points you have is listed.

A travel notice can help your credit card issuer or bank know when any transactions are made while traveling. You may not need to notify your bank or credit card issuer of your travel plans, thanks to improvements in fraud detection technology and security.

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

Notify Your Bank

Inform your bank and credit card company of your travel plans, so they do not flag charges you make in another country as fraudulent. Some companies allow you to enter travel dates online, or call your bank directly.

Can I withdraw money internationally with Chase? ›

You may also be able to use your credit card to withdraw cash at most ATMs overseas, which may come along with fees. Depending on your credit card issuer, you may need to notify them that you're traveling abroad.

Use your Chase card overseas exactly as you would at home. You can use your physical Chase card to spend in stores and restaurants, and to make international withdrawals at ATMs. Just look out for the Mastercard logo wherever you are to check if the network is accepted.

In the past, it was a good idea to let your bank know about your travels every single time you left your home turf. Fortunately, banks are now more sophisticated, but there will still be times where setting a travel alert makes sense. Travel alerts are easy to set up, but you don't always need one.

Travel purchased through Chase Travel

Eligible travel purchases include airline tickets, hotels, car rentals, and cruises. Any items or charges not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Any portion of your purchase paid for using points will not qualify.

If a business accepts credit cards, your Visa or Mastercard will likely work fine. The other two — American Express and Discover — do have a global footprint, but they are accepted at fewer merchants.